If  you fall on someone else’s property, the property owner is not automatically    

      responsible to pay your medical bills or compensate you for your injury.

      Premises liability law involves the legal responsibility of property owners or 

      occupiers to prevent injuries to persons on their property.  A typical cause of injury is

      a slip or trip and fall on an icy sidewalk or raised nail or uneven stair tread.  If a

      foreign substance is on the floor, such as a spilled liquid or foodstuff, to hold the

      property owner responsible for your injury, it must be shown that they knew about the

      dangerous condition or, through due diligence and inspection, should have discovered

      its presence.  If the hazard which caused the fall is a natural result of how the property

      owner does business – such as a loose string bean on the floor of the supermarket’s

      produce aisle – then notice on the property owner’s part of the existing dangerous

      condition need not be shown.

      Infrequently, commercial establishments will have a “med-pay” provision on their

      premises liability insurance policy whereby a nominal amount is available for

      medical bills to someone injured on the property.  If you have health insurance, your

      bills for injury-related treatment must be submitted to your health care provider.